Delta Dental — Dental Coverage Guide
The largest dental insurer in the US, operating in every state as a network of member companies (Delta Dental of California, Michigan, etc.). Multiple plan types include Delta Dental PPO, Delta Dental Premier, and DeltaCare USA (DHMO).
Preventive
100%
Cleanings, exams, X-rays
Basic
80%
Fillings, extractions
Major
50%
Crowns, implants, root canals
Orthodontic
50%
Lifetime max $1,500
Annual maximum: $1,500
Deductible: $50/year
Waiting periods: None for preventive; 6 months for basic; 12 months for major
Network: Uses two networks: Delta Dental PPO (bigger discount, smaller network) and Delta Dental Premier (smaller discount, larger network). Most dentists accept at least one.
Delta Dental coverage by procedure
Estimates use the national median cost for each procedure. Actual coverage depends on your specific plan tier and remaining annual max.
| Procedure | Nat'l median | Plan pays | You pay |
|---|---|---|---|
| Dental Exam | $65 | $15 | $50 |
| Dental Cleaning | $105 | $55 | $50 |
| Dental Crown | $1,150 | $525 | $625 |
| Root Canal (Molar) | $1,050 | $790 | $260 |
| Tooth Filling | $210 | $55 | $155 |
| Tooth Extraction | $350 | $230 | $120 |
| Dental Implant | $2,400 | $1,150 | $1,250 |
| Dental Veneer | $1,200 | $0 | $1,200 |
| Teeth Whitening | $500 | $0 | $500 |
| Full Dentures (Upper) | $1,800 | $850 | $950 |
| Partial Denture | $1,500 | $700 | $800 |
| Dental Bridge | $3,500 | $1,500 | $2,000 |
| Braces (Full Treatment) | $5,500 | $1,500 | $4,000 |
| Deep Cleaning | $275 | $88 | $187 |
| Dental X-Ray | $35 | $0 | $35 |
| Panoramic X-Ray | $130 | $80 | $50 |
| Wisdom Tooth Removal | $400 | $270 | $130 |
| Night Guard | $450 | $400 | $50 |
| Dental Bonding | $180 | $0 | $180 |
| Dental Sealant | $50 | $0 | $50 |
| Invisalign | $4,200 | $1,500 | $2,700 |