Does MetLife Dental Cover Tooth Extraction?
Yes — MetLife Dental covers 80% of tooth extraction as a basic procedure, subject to your annual maximum and deductible.
Estimated cost with MetLife Dental
Total cost (national avg)
$350
MetLife Dental pays
$230
You pay
$120
Coverage tier: basic (80%)
Deductible: $50/year
Annual max: $1,500
See Tooth Extraction cost by city →
Costs vary 30%+ between metros. See your specific area.
MetLife Dental full coverage guide →
What MetLife Dental covers across all procedures.
FAQ: MetLife Dental and Tooth Extraction
Does MetLife Dental cover tooth extraction?▾
Yes. MetLife Dental covers 80% of tooth extraction on standard plans, subject to your annual deductible ($50) and annual maximum ($1,500). At the national median price of $350, the plan pays approximately $230 and you pay $120 out of pocket.
What's my out-of-pocket cost for a tooth extraction with MetLife Dental?▾
At the national median price of $350, MetLife Dental pays about $230 and you pay about $120. Actual out-of-pocket depends on: (1) whether the dentist is in MetLife Dental's network, (2) how much of your annual max you've already used, (3) whether the deductible has been met this year, and (4) local pricing (see cost-by-city pages).
Is there a waiting period?▾
Varies by employer plan. If you enrolled recently, verify with MetLife Dental customer service before scheduling — some plans have a 6–12 month waiting period on major procedures.
Can I use an HSA or FSA with MetLife Dental?▾
Yes. Whatever MetLife Dental doesn't cover, you can pay from an HSA (Health Savings Account) or FSA (Flexible Spending Account) using pre-tax dollars. Note the FSA "use it or lose it" rule.
What if my dentist is out of network?▾
Out-of-network dentists cost more out of pocket because MetLife Dental pays based on the plan's "usual and customary" rate, not the dentist's actual charge. If your dentist charges $350 and the plan's UCR is lower, you pay the difference. Use MetLife Dental's find-a-dentist tool to check network status before scheduling.
Confirm coverage with MetLife Dental
Estimates use $MetLife Dental's standard coverage tiers and typical plan structure. Your exact plan may have different tiers, deductibles, or waiting periods — always call the number on your insurance card for a pre-authorization on major procedures.