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Does UnitedHealthcare Dental Cover Invisalign?

Yes — UnitedHealthcare Dental covers 50% of invisalign as a orthodontic procedure, subject to your annual maximum and deductible.

Estimated cost with UnitedHealthcare Dental

Total cost (national avg)

$4,200

UnitedHealthcare Dental pays

$1,500

You pay

$2,700

Coverage tier: orthodontic (50%)

Deductible: $50/year

Annual max: $1,500

Lifetime orthodontic max: $1,500

Subject to a lifetime orthodontic maximum of $1,500.

See Invisalign cost by city →

Costs vary 30%+ between metros. See your specific area.

UnitedHealthcare Dental full coverage guide →

What UnitedHealthcare Dental covers across all procedures.

FAQ: UnitedHealthcare Dental and Invisalign

Does UnitedHealthcare Dental cover invisalign?▾
Yes. UnitedHealthcare Dental covers 50% of invisalign on standard plans, subject to your annual deductible ($50) and annual maximum ($1,500). At the national median price of $4,200, the plan pays approximately $1,500 and you pay $2,700 out of pocket.
What's my out-of-pocket cost for a invisalign with UnitedHealthcare Dental?▾
At the national median price of $4,200, UnitedHealthcare Dental pays about $1,500 and you pay about $2,700. Actual out-of-pocket depends on: (1) whether the dentist is in UnitedHealthcare Dental's network, (2) how much of your annual max you've already used, (3) whether the deductible has been met this year, and (4) local pricing (see cost-by-city pages).
Is there a waiting period?▾
None for preventive; up to 12 months for major. If you enrolled recently, verify with UnitedHealthcare Dental customer service before scheduling — some plans have a 6–12 month waiting period on major procedures.
Can I use an HSA or FSA with UnitedHealthcare Dental?▾
Yes. Whatever UnitedHealthcare Dental doesn't cover, you can pay from an HSA (Health Savings Account) or FSA (Flexible Spending Account) using pre-tax dollars. Note the FSA "use it or lose it" rule.
What if my dentist is out of network?▾
Out-of-network dentists cost more out of pocket because UnitedHealthcare Dental pays based on the plan's "usual and customary" rate, not the dentist's actual charge. If your dentist charges $4,200 and the plan's UCR is lower, you pay the difference. Use UnitedHealthcare Dental's find-a-dentist tool to check network status before scheduling.
Confirm coverage with UnitedHealthcare Dental

Estimates use $UnitedHealthcare Dental's standard coverage tiers and typical plan structure. Your exact plan may have different tiers, deductibles, or waiting periods — always call the number on your insurance card for a pre-authorization on major procedures.