Cigna Dental — Dental Coverage Guide
Cigna offers Cigna Dental PPO, Cigna Dental HMO, and Cigna Dental Preventive plans. PPO plans have the widest coverage; HMO plans require in-network primary care dentists.
Preventive
100%
Cleanings, exams, X-rays
Basic
80%
Fillings, extractions
Major
50%
Crowns, implants, root canals
Orthodontic
50%
Lifetime max $1,000
Annual maximum: $1,500
Deductible: $50/year
Waiting periods: None for preventive; typically 6–12 months for major
Network: Cigna PPO Advantage plans have larger networks than standard Cigna Dental Preferred.
Cigna Dental coverage by procedure
Estimates use the national median cost for each procedure. Actual coverage depends on your specific plan tier and remaining annual max.
| Procedure | Nat'l median | Plan pays | You pay |
|---|---|---|---|
| Dental Exam | $65 | $15 | $50 |
| Dental Cleaning | $105 | $55 | $50 |
| Dental Crown | $1,150 | $525 | $625 |
| Root Canal (Molar) | $1,050 | $790 | $260 |
| Tooth Filling | $210 | $55 | $155 |
| Tooth Extraction | $350 | $230 | $120 |
| Dental Implant | $2,400 | $1,150 | $1,250 |
| Dental Veneer | $1,200 | $0 | $1,200 |
| Teeth Whitening | $500 | $0 | $500 |
| Full Dentures (Upper) | $1,800 | $850 | $950 |
| Partial Denture | $1,500 | $700 | $800 |
| Dental Bridge | $3,500 | $1,500 | $2,000 |
| Braces (Full Treatment) | $5,500 | $1,000 | $4,500 |
| Deep Cleaning | $275 | $88 | $187 |
| Dental X-Ray | $35 | $0 | $35 |
| Panoramic X-Ray | $130 | $80 | $50 |
| Wisdom Tooth Removal | $400 | $270 | $130 |
| Night Guard | $450 | $400 | $50 |
| Dental Bonding | $180 | $0 | $180 |
| Dental Sealant | $50 | $0 | $50 |
| Invisalign | $4,200 | $1,000 | $3,200 |