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Does Cigna Dental Cover Invisalign?

Yes — Cigna Dental covers 50% of invisalign as a orthodontic procedure, subject to your annual maximum and deductible.

Estimated cost with Cigna Dental

Total cost (national avg)

$4,200

Cigna Dental pays

$1,000

You pay

$3,200

Coverage tier: orthodontic (50%)

Deductible: $50/year

Annual max: $1,500

Lifetime orthodontic max: $1,000

Subject to a lifetime orthodontic maximum of $1,000.

See Invisalign cost by city →

Costs vary 30%+ between metros. See your specific area.

Cigna Dental full coverage guide →

What Cigna Dental covers across all procedures.

FAQ: Cigna Dental and Invisalign

Does Cigna Dental cover invisalign?▾
Yes. Cigna Dental covers 50% of invisalign on standard plans, subject to your annual deductible ($50) and annual maximum ($1,500). At the national median price of $4,200, the plan pays approximately $1,000 and you pay $3,200 out of pocket.
What's my out-of-pocket cost for a invisalign with Cigna Dental?▾
At the national median price of $4,200, Cigna Dental pays about $1,000 and you pay about $3,200. Actual out-of-pocket depends on: (1) whether the dentist is in Cigna Dental's network, (2) how much of your annual max you've already used, (3) whether the deductible has been met this year, and (4) local pricing (see cost-by-city pages).
Is there a waiting period?▾
None for preventive; typically 6–12 months for major. If you enrolled recently, verify with Cigna Dental customer service before scheduling — some plans have a 6–12 month waiting period on major procedures.
Can I use an HSA or FSA with Cigna Dental?▾
Yes. Whatever Cigna Dental doesn't cover, you can pay from an HSA (Health Savings Account) or FSA (Flexible Spending Account) using pre-tax dollars. Note the FSA "use it or lose it" rule.
What if my dentist is out of network?▾
Out-of-network dentists cost more out of pocket because Cigna Dental pays based on the plan's "usual and customary" rate, not the dentist's actual charge. If your dentist charges $4,200 and the plan's UCR is lower, you pay the difference. Use Cigna Dental's find-a-dentist tool to check network status before scheduling.
Confirm coverage with Cigna Dental

Estimates use $Cigna Dental's standard coverage tiers and typical plan structure. Your exact plan may have different tiers, deductibles, or waiting periods — always call the number on your insurance card for a pre-authorization on major procedures.